Welcome to the Carolina Insurance Shopper serving the Cornelius. Our goal is provide you a one stop shopping resource in Cornelius for all types of insurance needs and be your leading insurance provider in Cornelius. We are independent from any carrier, thus our sincere desire is to help you find the product that meets your particular needs and budget from the large market place. We provide years of experience and industry knowledge in the Cornelius area to assist you in making the best choice possible regarding your insurance needs. Life Insurance is the foundation of financial security for you and your family. It protects your financial resources against the uncertainties of life so you can plan for the future.  While the primary reason for owning life insurance is typically to provide income replacement to your beneficiaries when you die, if you are interested in estate planning, cash accumulation, wealth transfer, and estate tax liquidity, life insurance can also help you achieve these goals. The main types of life insurance on the market today fall into two categories: Term and Permanent. Simply put, Term Life Insurance provides death benefit protection for a specified period of time (for instance, you might buy a 10-year term policy). Generally speaking, if you're looking for coverage for a short period of time, Term life makes more sense.  If you are interested in using the policy as a form of savings, Permanent Insurance is a better fit.  Whole life and Universal life are two types of Permanent Insurance.  .   In Cornelius, Carolina Insurance Shopper represents numerous leading  life insurance carriers.  Please call if you would like to discuss your life insurance needs and receive a customized  life insurance quotation displaying various plans and options.