Voice: (704) 746-6184
Fax: (704) 987-2132
Email: info@carolinainsur...
 


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Group Health Insurance For Small Businesses
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Our mission is to be the agency of choice for small to medium companies and provide you the "RESULTS" you expect. (see description of RESULTS methodology below). The cornerstone is an employee benefits brokerage firm which strives to provide superior creativity in employee benefits plan design and increased employer options.

Help us start the process by supplying the following information (if you have a existing census fax  to 704-987-2132), or View and Print the Census Form by Clicking here and fax to us.

Our affiliate resources have extensive backgrounds in the areas of group health, life, dental, disability, long term care insurance, commercial insurance, personal insurance, executive/key man plans, and retirement services.

We offer competitive employee benefit packages and pricing models by maintaining preferred relationships with a large number of national carriers.

Our Pledge of Service has been the key to maintaining client relationships. Human resources staff members no longer have the burden of conducting initial enrollment meetings or those of subsequent new hires. Our personnel arrive on location to explain all benefits and collect all necessary forms. Employees are then informed that these staff members are available to them, their dependents, and their healthcare providers to answer questions, effect changes to their coverage, or investigate and process claims. When contacting the office, client employees will happily discover that they will not be prompted by a phone system.

Our service organization employees are cross-trained in all benefits areas. All employees and clients are welcome to email any of the support staff with questions or call toll free from anywhere in the country. Accounts payable departments of client companies are provided support with reconciliation of insurance payment statements under question.

Please consider the following questions:

Is your current plan really working for you?

Do you get more complaints or thanks from your employees?

Do you want to save money or increase coverage?

Is your Health Insurance an important tool to keep or recruit key employees?

Is your current insurance provider suggesting ways to save you money or do they just present your renewal and annual increase?

We employ the RESULTS methodology to work with you to achieve your Health Insurance goals.

RESULTS will work for you.

Review of your current Health coverage Plan.

Evaluate your current and future requirements

Show you how to save money or increase coverage

Understand how and when you want to start your new Health Plan

Listen to your ideas

Teach your employees how the business and the employee benefit with the new plan

Service you and your employees throughout the year

Do you want RESULTS?
Supplemental Insurance
Supplementary Insurance is used to compliment the major medical or traditional health insurance coverage.
    The main benefits are:

  • 100% voluntary and 100% employee paid for. Individual pays the entire cost. No cost to the business owner.
  • Cash for claims is paid directly to policy holder to cover out-of-pocket expenses like deductibles and daily living expenses.
  • employees can choose coverage that fits their concerns best. Cancer coverage for those with a family cancer history, intensive care coverage for heart attack or stroke or pre-mature infants.
  • policies are owned by the employee and move with the employee should they change jobs. For more information on the Supplementary Insurance visit the link below:
 
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