Welcome to the Carolina Insurance Shopper serving the Cornelius. Our goal is provide you a one stop shopping resource in Cornelius for all types of insurance needs and be your leading insurance provider in Cornelius. We are independent from any carrier, thus our sincere desire is to help you find the product that meets your particular needs and budget from the large market place. We provide years of experience and industry knowledge in the Cornelius area to assist you in making the best choice possible regarding your insurance needs.

Working collectively with a professional team of experts across multiple disciplines, we have a mission of educating clients in the Cornelius area to achieve their dreams through sound financial strategies with the goal of wealth accumulation, protection and preservation.     

Interest in securing safe retirement income planning alternatives has been increasing across our client base.  The latest U.S. Census found that the fastest-growing segment of the U.S. older population (those at least 65 years old) is the 85 years and older group. Thus, we are living much longer and need to be prepared with incomes which meet our life span. After taxes and inflation, there is very little growth realized in CD's and considering the other side of the risk spectrum, 2 very significant stock market corrections in the last 9 years, makes a strong statement about the importance of taking a fresh look at retiree expenses and income, as well as withdrawal and planning strategies.  One increasingly popular product being used to provide a very safe alternative is an annuity. The client interest in annuities has grown with the turmoil in the stock market.  The principal in annuities is protected, the annual gains are locked in and annuities can provide a guaranteed lifetime income.    

An annuity is one component or alternative within a retirement strategy.  Your needs may indicate another solution(s).   If you do not have a safe wealth accumulation strategy/plan in place to build a safe retirement nest egg or have not reviewed and refined it recently, there is likely no better time to do so than now.  Through our information exchange we will understand where you are today, where you want to be at during retirement and what the most prudent course is to get there. There are many individuals in their 60's, 70's, 80's and beyond that did not do this or took an approach that left them exposed to excessive market risk.   Yes, safety is very important along with realizing a return that is maximized at that level of safety.  

Contact us to arrange a time to meet ( initial consultation not more than 45 to 60 minutes) so that we may begin getting your retirement safely on track or contact me with any immediate questions.