Working collectively with a professional team of experts across multiple disciplines, we have a mission of educating clients to achieve their dreams through sound financial strategies with the goal of wealth accumulation, protection and preservation.   

Interest in securing safe retirement income planning alternatives has been increasing across our client base.  The latest U.S. Census found that the fastest-growing segment of the U.S. older population (those at least 65 years old) is the 85 years and older group. Thus, we are living much longer and need to be prepared with incomes which meet our life span. After taxes and inflation, there is very little growth realized in CD's and considering the other side of the risk spectrum, 2 very significant stock market corrections in the last 9 years, makes a strong statement about the importance of taking a fresh look at retiree expenses and income, as well as withdrawal and planning strategies.  One increasingly popular product being used to provide a very safe alternative is an annuity. The client interest in annuities has grown with the turmoil in the stock market.  The principal in annuities is protected, the annual gains are locked in and annuiites can provide a guaranteed lifetime income.   To learn more about annuities click on the links below: 

     What is an annuity? 

     How does an annuity compare to a mutual fund?

     How does an annuity compare to a CD? 

An annuity is one component or alternative within a retirement strategy.  Your needs may indicate another solution(s).   If you do not have a safe wealth accumulation strategy/plan in place to build a safe retirement nest egg or have not reviewed and refined it recently, there is likely no better time to do so than now.  (Click here for an example of how waiting can cost you!)  Through our information exchange we will understand where you are today, where you want to be at during retirement and what the most prudent course is to get there. There are many individuals in their 60's, 70's, 80's and beyond that did not do this or took an approach that left them exposed to excessive market risk.   Yes, safety is very important along with realizing a return that is maximized at that level of safety.  

Contact us to arrange a time to meet ( initial consultation not more than 45 to 60 minutes) so that we may begin getting your retirement safely on track or contact me with any immediate questions.